Personal Credit Lines

We’ve been around for long enough to know that many of life’s major events don’t happen when you’re expecting them to. At First Exchange Bank, we work to simplify life’s complicated financial situations. A Personal Credit Line allows you to borrow only the money you need and use it to pay for what matters to you.

Benefits of a Personal Line of Credit

  • It’s there when you need it, but you don’t have to use it.
  • Linked to your checking account for easy transfers between accounts.
  • Only pay interest on what you borrow.
  • It can be used to prevent overdrafts in your checking account.
  • Flexible uses: personal expenses, home remodeling, and anything else you need.

Contact one of our loan officers today!

We’ve helped generations of West Virginians reach their financial goals and we can help you, too. Come experience our friendly and personal service for yourself! Contact the North Central West Virginia loan officers at First Exchange Bank to learn more about personal lines of credit.


*Subject to credit approval. Please contact your local First Exchange Bank for current interest rates.