Certificates of Deposit
A certificate of deposit (CD) is a savings account that lets you lock in your interest rate and choose the length of time for which you would like to save. This is a great option if you are saving for something special.
Benefits of a CD Account
Are you ready for a higher return on your deposits? Our CDs are a great way to make that happen. Here are a few of the benefits of putting your money into a First Exchange Bank CD:
- Our CDs offer secure investment options with competitive, guaranteed rates of return
- Choose from a variety of maturity options ranging from 91 days to 72 months
- $500 minimum opening deposit
- CDs are FDIC insured
Check out our special CD rates!
First Exchange Bank is offering our firstPlus and firstPlatinum Checking Accounts, a special 10 Month CD Rate of 4.50% APY*,a special 12 Month CD Rate of 4.90% APY*, a special 15 Month CD Rate of 5.15% APY*, a special 24 Month CD Rate of 2.50% APY* and a special 36 Month CD Rate of 2.32% APY*! Visit any of our locations in North Central West Virginia and open yours today!
*Annual Percentage Yield (APY). The minimum balance to open and maintain the advertised APY is $10,000. APY is accurate as of October 23, 2023. APY's are subject to change at any time. Substantial penalties may be imposed for early withdrawal. Fees may reduce account earnings. The special CD Rate is valid for firstPlus and firstPlatinum Account Holders only. Limited time offer. Please see a First Exchange Bank representative for additional information regarding terms and conditions.
**Annual Percentage Yield (APY). APY is accurate as of October 23, 2023. APY's are subject to change at any time. Minimum balance to open and maintain APY is $500. Substantial penalties may be imposed for early withdrawal. Fees may reduce account earnings.
***Annual Percentage Yield (APY). Minimum balance to open and maintain the advertised APY is $2,500. APY is accurate as of October 23, 2023. APY's are subject to change at any time. Substantial penalties may be imposed for early withdrawal. Fees may reduce account earnings. Limited time offer.
Open a CD at First Exchange today!
To open a certificate of deposit account, contact us or visit any of our friendly branches located in White Hall, Fairmont, Fairview, Mannington, Hundred or Morgantown.
GET STARTED
Please see a First Exchange Bank representative for additional information regarding terms and conditions.
| |
Rate |
APY** |
Min. Balance |
| 91 Day CD |
0.05% |
0.05% |
$500** |
| 91 Day Special CD |
0.25% |
0.25% |
$2,500*** |
| 182 Day CD |
3.84% |
3.90% |
$500** |
| 182 Day Special CD |
3.94% |
4.00% |
$2,500*** |
| 10 Month CD |
4.33% |
4.40% |
$500** |
| 10 Month Special CD |
4.43% |
4.50% |
$10,000* |
| 12 Month CD |
4.82% |
4.90% |
$500** |
| 12 Month Special CD |
4.92% |
5.00% |
$10,000* |
| 15 Month CD |
4.97% |
5.05% |
$500** |
| 15 Month Special CD |
5.06% |
5.15% |
$10,000* |
| 18 Month CD |
0.15% |
0.15% |
$500** |
| 24 Month CD |
2.38% |
2.40% |
$500** |
| 24 Month Special CD |
2.48% |
2.50% |
$10,000* |
| 27 Month CD |
0.15% |
0.15% |
$500** |
| 30 Month CD |
0.20% |
0.20% |
$500** |
| 36 Month CD |
2.20% |
2.22% |
$500** |
| 36 Month Special CD |
2.30% |
2.32% |
$10,000* |
| 48 Month CD |
0.40% |
0.40% |
$500** |
| 60 Month CD |
0.50% |
0.50% |
$500** |
| 72 Month CD |
0.50% |
0.50% |
$500** |