Certificates of Deposit
A certificate of deposit (CD) is a savings account that lets you lock in your interest rate and choose the length of time for which you would like to save. This is a great option if you are saving for something special.
Benefits of a CD Account
Are you ready for a higher return on your deposits? Our CDs are a great way to make that happen. Here are a few of the benefits of putting your money into a First Exchange Bank CD:
- Our CDs offer secure investment options with competitive, guaranteed rates of return
- Choose from a variety of maturity options ranging from 91 days to 72 months
- $500 minimum opening deposit
- CDs are FDIC insured
Check out our special CD rates!
First Exchange Bank is offering our firstPlus and firstPlatinum Checking Accounts a special 12 Month CD Rate of 0.20% APY*, a special 18 Month CD Rate of 0.25% APY*, a special 24 Month CD Rate of 0.30% APY* and a special 36 Month CD Rate of 0.30% APY*! Visit any of our locations in North Central West Virginia and open yours today!
*Annual Percentage Yield (APY). The minimum balance to open and maintain the advertised APY is $10,000. APY is accurate as of December 21, 2021. A penalty may be imposed for early withdrawal. Fees may reduce account earnings. The special CD Rate is valid for firstPlus and firstPlatinum Account Holders only. Limited time offer. Please see a First Exchange Bank representative for additional information regarding terms and conditions.
**Annual Percentage Yield (APY). APY is accurate as of December 21, 2021. Rates are subject to change at any time. Minimum balance to open and maintain APY is $500. Substantial penalties may be imposed for early withdrawal. Fees may reduce account earnings.
***Annual Percentage Yield (APY). Minimum balance to open and maintain the advertised APY is $2,500. APY is accurate as of December 21, 2021. Penalty may be imposed for early withdrawal. Fees may reduce account earnings. Limited time offer.
Open a CD at First Exchange today!
To open a certificate of deposit account, contact us or visit any of our friendly branches located in White Hall, Fairmont, Fairview, Mannington, Hundred or Morgantown.
GET STARTED
Please see a First Exchange Bank representative for additional information regarding terms and conditions.
| |
Rate |
APY** |
Min. Balance |
| 91 Day CD |
0.05% |
0.05% |
$500** |
| 91 Day Special CD |
0.15% |
0.15% |
$2,500*** |
| 182 Day CD |
0.10% |
0.10% |
$500** |
| 182 Day Special CD |
0.20% |
0.20% |
$2,500*** |
| 10 Month CD |
0.05% |
0.05% |
$500** |
| 12 Month CD |
0.10% |
0.10% |
$500** |
| 12 Month Special CD |
0.20% |
0.20% |
$10,000* |
| 15 Month CD |
0.10% |
0.10% |
$500** |
| 18 Month CD |
0.15% |
0.15% |
$500** |
| 18 Month Special CD |
0.25% |
0.25% |
$10,000* |
| 24 Month CD |
0.25% |
0.25% |
$500** |
| 24 Month Special CD |
0.30% |
0.30% |
$10,000* |
| 27 Month CD |
0.15% |
0.15% |
$500** |
| 30 Month CD |
0.20% |
0.20% |
$500** |
| 36 Month CD |
0.25% |
0.25% |
$500** |
| 36 Month Special CD |
0.30% |
0.30% |
$10,000* |
| 48 Month CD |
0.40% |
0.40% |
$500** |
| 60 Month CD |
0.50% |
0.50% |
$500** |
| 72 Month CD |
0.50% |
0.50% |
$500** |