Certificates of Deposit
 

Certificates of Deposit


A certificate of deposit (CD) is a savings account that lets you lock in your interest rate and choose the length of time for which you would like to save. This is a great option if you are saving for something special.

Benefits of a CD Account

Are you ready for a higher return on your deposits? Our CDs are a great way to make that happen. Here are a few of the benefits of putting your money into a First Exchange Bank CD:

  • Our CDs offer secure investment options with competitive, guaranteed rates of return
  • Choose from a variety of maturity options ranging from 91 days to 72 months
  • $500 minimum opening deposit
  • CDs are FDIC insured
Check out our special CD rates!

First Exchange Bank is offering our firstPlus and firstPlatinum Checking Accounts a special 12 Month CD Rate of 0.20% APY*, a special 18 Month CD Rate of 0.25% APY*, a special 24 Month CD Rate of 0.40% APY* and a special 36 Month CD Rate of 0.30% APY*! Visit any of our locations in North Central West Virginia and open yours today!

*Annual Percentage Yield (APY). The minimum balance to open and maintain the advertised APY is $10,000. APY is accurate as of  June 15, 2021. A penalty may be imposed for early withdrawal. Fees may reduce account earnings. The special CD Rate is valid for firstPlus and firstPlatinum Account Holders only. Limited time offer. Please see a First Exchange Bank representative for additional information regarding terms and conditions.

**Annual Percentage Yield (APY). APY is accurate as of June 15, 2021. Rates are subject to change at any time. Minimum balance to open and maintain APY is $500. Substantial penalties may be imposed for early withdrawal. Fees may reduce account earnings.

***Annual Percentage Yield (APY). Minimum balance to open and maintain the advertised APY is $2,500. APY is accurate as of June 15, 2021. Penalty may be imposed for early withdrawal. Fees may reduce account earnings. Limited time offer.

Open a CD at First Exchange today!

To open a certificate of deposit account, contact us or visit any of our friendly branches located in White Hall, Fairmont, Fairview, Mannington, Hundred or Morgantown.  

GET STARTED

Please see a First Exchange Bank representative for additional information regarding terms and conditions.

  Rate APY** Min. Balance
91 Day CD 0.05% 0.05% $500**
91 Day Special CD 0.15% 0.15% $2,500***
182 Day CD 0.10% 0.10% $500**
182 Day Special CD 0.20% 0.20% $2,500***
10 Month CD 0.05% 0.05% $500**
12 Month CD 0.10% 0.10% $500**
12 Month Special CD 0.20% 0.20% $10,000*
15 Month CD 0.10% 0.10% $500**
18 Month CD 0.15% 0.15% $500**
18 Month Special CD  0.25% 0.25% $10,000*
24 Month CD 0.25% 0.25% $500**
24 Month Special CD 0.40% 0.40% $10,000*
27 Month CD 0.15% 0.15% $500**
30 Month CD 0.20% 0.20% $500**
36 Month CD 0.25% 0.25% $500**
36 Month Special CD 0.30% 0.30% $10,000*
48 Month CD 0.40% 0.40% $500**
60 Month CD 0.50% 0.50% $500**
72 Month CD 0.50% 0.50% $500**

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