Certificates of Deposit
Benefits of a CD Account
Are you ready for a higher return on your deposits? Our CDs are a great way to make that happen. Here are a few of the benefits of putting your money into a First Exchange Bank CD:
- Our CDs offer secure investment options with competitive, guaranteed rates of return
- Choose from a variety of maturity options ranging from 91 days to 72 months
- $500 minimum opening deposit
- CDs are FDIC insured
Check out our special CD rates!
First Exchange Bank is offering our firstPlus and firstPlatinum Checking Accounts a special 12 Month CD Rate of 0.70% APY*, a special 18 Month CD Rate of 0.70% APY*, a special 24 Month CD Rate of 1.00% APY* and a special 36 Month CD Rate of 1.10% APY*! Visit any of our locations in North Central West Virginia and open yours today!
*Annual Percentage Yield (APY). The minimum balance to open and maintain the advertised APY is $10,000. APY is accurate as of April 9, 2020. A penalty may be imposed for early withdrawal. Fees may reduce account earnings. The special CD Rate is valid for firstPlus and firstPlatinum Account Holders only. Limited time offer. Please see a First Exchange Bank representative for additional information regarding terms and conditions.
**Annual Percentage Yield (APY). APY is accurate as of April 9, 2020. Rates are subject to change at any time. Minimum balance to open and maintain APY is $500. Substantial penalties may be imposed for early withdrawal. Fees may reduce account earnings.
***Annual Percentage Yield (APY). Minimum balance to open and maintain the advertised APY is $2,500. APY is accurate as of April 9, 2020. Penalty may be imposed for early withdrawal. Fees may reduce account earnings. Limited time offer.
Open a CD at First Exchange today!
Please see a First Exchange Bank representative for additional information regarding terms and conditions.
| |
Rate |
APY** |
Min. Balance |
| 91 Day CD |
0.30% |
0.30% |
$500** |
| 91 Day Special CD |
0.45% |
0.45% |
$2,500*** |
| 182 Day CD |
0.45% |
0.45% |
$500** |
| 182 Day Special CD |
0.60% |
0.60% |
$2,500*** |
| 10 Month CD |
0.15% |
0.15% |
$500** |
| 12 Month CD |
0.55% |
0.55% |
$500** |
| 12 Month Special CD |
0.70% |
0.70% |
$10,000* |
| 15 Month CD |
0.20% |
0.20% |
$500** |
| 18 Month CD |
0.55% |
0.55% |
$500** |
| 18 Month Special CD |
0.70% |
0.70% |
$10,000* |
| 24 Month CD |
0.85% |
0.85% |
$500** |
| 24 Month Special CD |
1.00% |
1.00% |
$10,000* |
| 27 Month CD |
0.35% |
0.35% |
$500** |
| 30 Month CD |
0.65% |
0.65% |
$500** |
| 36 Month CD |
0.95% |
0.95% |
$500** |
| 36 Month Special CD |
1.10% |
1.10% |
$10,000* |
| 48 Month CD |
1.14% |
1.15% |
$500** |
| 60 Month CD |
1.24% |
1.25% |
$500** |
| 72 Month CD |
0.90% |
0.90% |
$500** |