Christmas Club

Christmas Club Account

Save up to make your Christmas holiday more relaxing with a First Exchange Bank Christmas Club Account. Make deposits throughout the year to create the Christmas of your dreams! At maturity, the funds will automatically transfer into the First Exchange Bank account of your choice.

Benefits of a Christmas Savings Account

  • Minimum opening deposit of just $10
  • Fixed, competitive interest rate throughout the contract year
  • Saving in advance for Christmas gifts and holiday expenses keeps you from going into debt
  • Saving for the holidays can also provide peace of mind and help you budget

Open a Holiday Savings Account at First Exchange Bank!

First Exchange Bank has been helping West Virginians reach their financial goals since 1932. Let us help you manage your money with a bank account just for your holiday expenses.

To open a Christmas Club savings account with First Exchange Bank, visit one of our seven offices in White Hall, Mannington, Fairmont, Morgantown, Hundred, and Fairview. Our friendly employees are ready to provide excellent personal service and address all of your questions and concerns.


*Funds transfer to a designated First Exchange Bank account at maturity. Funds reach maturity in mid-October. No early withdrawal. If accounts goes to $0.00 balance prior to maturity, the account will be closed and a $10 fee will be assessed.

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