Business Banking

FIRST EXCHANGE BANK KNOWS BUSINESS IS WHAT DRIVES OUR ECONOMY We offer an array of products and services to help businesses large and small meet their goals. Please contact one of our officers to discuss how we can help you.

BUSINESS LOANS

A First Exchange Bank Loan Specialist can help you with financing for:

  • Business Real Estate
  • Inventory and Equipment
  • Expansion
  • Small Business Administration Loans

BUSINESS CASH MANAGEMENT SERVICES

We can save you time and money with our FirstLink Internet cash management products.

  • Free On Line Account Access
  • On Line Bill Payment
  • Direct Deposit Payroll Services
  • Small Business Administration Loans

BUSINESS CHECKING ACCOUNTS

This account allows customers to write an unlimited number of checks during the month with no service fee if a minimum account balance is maintained. Some business accounts could be subject to an account analysis charge.

  • $100 opening deposit
  • Unlimited check writing

BUSINESS STATEMENT SAVINGS

FDIC insured up to guidelines.

  • Statements mailed quarterly. (Monthly if account has automatic deposits or withdrawals.)
  • Initial deposit: $50.00
  • Minimum balance of $100.00
  • If balance falls below $100 during the monthly statement cycle, a $1.00 fee will be imposed.
  • Items may be direct deposited to this account.
  • Transaction limitations: Transfers from a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per month. Interest rate and annual percentage yield may change.