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Checking vs. Savings: What’s The Difference?

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There are plenty of bank account options out there, but finding the right one for you can be hard. You may not even be sure which features and benefits you need and which you don’t care about. Whether you’re looking for a new checking account, wondering if you need a savings account, or both, keep […]

Calculating Your Retirement Cost of Living in West Virigina

How to Retire in North Central WV Whether you just started your career in West Virginia, are considering moving to our region to be closer to family or take advantage of our low cost of living and scenic beauty, or have been a Mountaineer your whole life, planning for your retirement is an essential part […]

How To Choose The Right Checking Account

Whether you are opening your first checking account or looking for a better checking account in North Central West Virginia, there are many options to consider when it comes to finding the best one for you with the right benefits to meet your needs. Keep reading to learn about the different types of checking accounts available to […]

When Is A Good Time To Invest In CDs?

With inflation continuing to rise, Americans across the country are looking for profitable savings or investment options that can survive an uncertain economic outlook. Certificates of deposit, or CDs, are one of the best options available at your local West Virginia bank. When you have funds that you know you won’t need to touch for […]

What Is A Christmas Club Savings Account?

Americans planned to spend roughly $833 on gifts, food, and decorations in 2022, according to the National Retail Federation (NRF). If you haven’t saved in advance for that holiday spending, it can be hard to budget for out of your regular paycheck. That’s why Christmas Club Accounts have been a longtime customer favorite. In this article, […]

Why Choose A Community Bank

Whether you’re a long-time resident of North Central West Virginia or are relocating to the region, you may be wondering whether becoming a customer of a community-based bank like First Exchange Bank is the right choice for you and your family’s financial needs. Large banks can have slick and far-reaching advertising campaigns that make them seem […]

How Much Should Be In An Emergency Fund?

A little less than half of American adults have three months’ worth of living expenses saved, according to a 2023 report on emergency savings. If you find yourself in that group, you may wish you were better prepared to deal with unexpected expenses. There are many benefits to building an emergency fund, including breaking the paycheck-to-paycheck cycle […]


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