firstBenefits Checking Account

A Secure and Convenient Checking Account with Benefits!

In today’s fast-paced world, you need a checking account that does more than just store your money. With a firstBenefits Checking Account from First Exchange Bank, you can access a comprehensive package of services designed to enrich your financial life and provide peace of mind. Perfect for customers in North Central West Virginia, this account brings together convenience, security, and a suite of benefits that extend well beyond traditional banking!

What is the Advantage of a firstBenefits Checking Account?

With First Exchange Bank’s firstBenefits Checking Account, you get more than just a basic checking account, you unlock a gateway to a variety of services and benefits designed to complement and enhance your lifestyle. From mobile phone protection to exclusive discounts, our benefits account is part of how we deliver value beyond banking.

Account Features and Benefits

  • Minimum to Open: Start with as little as $50 and get access to a wide array of exclusive benefits.
  • Statements: Free paper and eStatements, ensuring you’re always informed about your account status without additional costs.
  • Cellular Telephone Protection: Secure your communication with up to $600 coverage per claim – $1,200 annual limit- against damage or theft, ensuring your connection remains uninterrupted.
  • Identity Theft Resolution: With CyberScout® Identity Theft Resolution, a single call connects you to a dedicated specialist ready to assist you in reclaiming your identity and peace of mind.
  • Roadside Assistance: Travel with confidence knowing you have 24/7 access to towing, tire service, battery service, and more, ensuring you’re never left stranded.
  • Accidental Death & Dismemberment Insurance: Receive up to $10,000 in coverage, providing extra security for you and your loved ones.*
  • Exclusive Discounts: Access a wide range of discounts and deals from home goods to adventure bookings, enhancing your lifestyle while saving you money.
  • Monthly Service Charge: Enjoy all the perks of your account for a minimal monthly fee of $6.95.

We Make Banking Easy!

We want you to enjoy our banking services, so we’ve added a few features to our benefits checking account to make getting started even easier. From the onset, you can enjoy the benefits of no minimum balance, removing the worry of meeting strict financial thresholds. Additionally, you’ll also receive these complimentary features with your account:

Get Started with a firstBenefits Checking Account!

When you apply for a firstBenefits checking account with First Exchange Bank, you get not just a great checking account, but a suite of benefits designed to protect, assist, and save. We’re committed to providing residents of White Hall, Mannington, Fairmont, Fairview, Hundred, and Morgantown with reliable banking services that meet their needs. Visit one of our local branches, give us a call at 304-534-7200 or apply online to open your account and discover a world of benefits! Let us help you take the first step towards a secure and prosperous financial future with the perfect personal checking account to meet your needs.

*First Exchange Bank does not charge for Mobile Banking, but your mobile service may charge for text messaging and/or web access. Be sure to check your service provider for data rates. $10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank .Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/ debit cards are presented.

Open A Benefits Checking Account

Or visit one of our convenient branches in White Hall, Hundred, Mannington, Fairmont, Fairview, or Morgantown, WV