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Home Buying Tips for Single Women

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Buying A Home As A Single Woman? Here’s Some Tips For Buying A House According to the National Association of Realtors, single women accounted for 11% of homes purchased in 2019, compared to the 7% of homes purchased by single men. So, if you are a woman buying a house on one income, you’re in […]

How Much Money Do You Need to Buy a House in West Virginia?

How Much Money Do You Need to Buy a House in West Virginia? You probably already have a list of reasons why the Mountain State is a great place to live. What you need to know is how much money you’ll have to put down for the down payment, closing costs, and other expenses associated […]

Single Close Construction Loans Explained

In spite of the pandemic, the real estate market in North Central West Virginia remains strong and stable. With interest rates historically low, there has never been a better time to borrow money to buy a home—if you can find one before it gets snapped up! Alternatively, building your dream home gives you more control and […]

How To Choose Between A Variable and Fixed Rate Mortgage

How To Choose Between a Variable and Fixed Rate If you’re buying a home in West Virginia, you may want to apply for a mortgage now. But which mortgage type should you choose? Learn more about the differences between a variable and fixed-rate mortgage. Are you planning to buy your first or next home in West Virginia […]

When To Refinance A Mortgage

West Virginia has been experiencing the same real estate trends as the rest of the country: low supply and increased demand driving up prices while mortgage interest rates stay historically low, according to a recent article in WV News. For homeowners considering a mortgage refinance, this means you could lock in a lower interest rate while […]

Home Equity Line of Credit vs. Personal Line of Credit

While interest rates on mortgages and other loans remain low, house values have risen across West Virginia. For many homeowners, this signals a perfect time to cash into their home equity to fund renovations and other home building projects. When it comes to funding home projects, a line of credit is often a better choice than a lump sum […]

Morgantown First Time Homebuyers Guide

Buying your first home is a wonderful milestone, but it can also feel daunting. That’s why we created this guide just for you. First Exchange Bank has been helping West Virginians and residents of Morgantown become homeowners for nearly a century. In this article, we’ll simplify the process by breaking down the steps: from figuring […]

Buying vs. Building A House In Morgantown, WV

Whether you already live in Morgantown or are planning to relocate, this vibrant college town in North Central West Virginia offers something for everyone. Root for the Mountaineers at one their 17 NCAA Division 1 sports, take in live music or a play, go to an art exhibit, or get outside to enjoy West Virginia’s beautiful outdoors. When […]

Is A Home Equity Line Of Credit A Good Loan Option For Me?

When you need to borrow money—for home or other personal expenses—there are many lending options for you to consider. If you own your own home, tapping into its equity to get a lower interest rate may be appealing, especially as interest rates rise. While mortgages may seem pretty straightforward, home equity loans and lines of […]


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