Lines of Credit

Business Lines of Credit​

We know businesses have to adapt and evolve in order to succeed. When you need to make a purchase, meet working capital or seasonal needs, or fund the next big move for your business, First Exchange Bank can help give you the money you need exactly when you need it. A commercial revolving line of credit could be the most convenient way to help your business.

What is a Business Line of Credit?​

Also known as a working capital loan or business revolving line of credit, this type of small business loan offers more flexibility to help you manage your cash flow or make a large purchase. You can borrow what you need, when you need it, up to the limit of your credit line, repay what you borrowed, and use the revolving credit again as much as needed.

Business Lines of Credit Are Commonly Used For:

Business Line of Credit FAQs​

Contact us or visit your nearest branch location in White Hall, Mannington, Fairmont, Morgantown, Hundred, or Fairview, West Virginia. 

You can tap your revolving credit line by writing special checks from your account or transferring funds online from your business line of credit to your business checking account. 

Apply for a Business Line of Credit!​

At First Exchange, we help West Virginia businesses grow and thrive. We are a true local financial partner, available to provide advice and meet all your commercial banking and business loan needs. If you have questions or want to get started with your business line of credit application, contact our friendly North Central West Virginia loan officers in White Hall, Mannington, Fairmont, Morgantown, Hundred, and Fairview.

*Subject to credit approval. Please contact your local First Exchange Bank for current interest rates. First Exchange Bank is an Equal Housing Lender.