NEWS
Americans planned to spend roughly $833 on gifts, food, and decorations in 2022, according to the National Retail Federation (NRF). If you haven’t saved in advance for that holiday spending, it can be hard to budget for out of your regular paycheck. That’s why Christmas Club Accounts have been a longtime customer favorite. In this article, we’ll break down what a Christmas Club is and how it can make holiday budgeting easier. Read more...
There is nothing like a new year to bring a sense of fresh starts and wide-open possibility. As you think about the new year’s resolutions you want to make, don’t forget to include financial resolutions as well. A new year is also a good time to improve your finances, so keep reading for a list of financial resolutions that could help you reach your goals this year. Read more...
One thing we can all agree on about the holiday season is that it’s busy. Whether you’re creating Christmas magic for kids, attending a work party, shopping for Secret Santa gifts, travelling, or hosting a family gathering, it’s easy to lose track of the details. This creates a prime opportunity for scammers to victimize unsuspecting consumers. Click on the link to read more about the top 10 holiday scams and how you can avoid them. Read more...
First Exchange Bank will be honoring two employees, Marlene Lucas, Assistant Vice President/BSA Officer/Cashier & Retail Service Manager, and Mary Fisher, Deposit Operations Specialist, with a retirement celebration at their office at 11 West Main Street in Mannington on Friday, December 16th, 2022, from 10:00 am to 2:00 pm. The public is encouraged to come visit with Mrs. Lucas and Mrs. Fisher and celebrate their 46 and 44 years of service with First Exchange Bank. Read more...
Certificates of deposit, or CDs, are one of the best options available at your local West Virginia bank. When you have funds that you know you won’t need to touch for a while, you’ll be able to benefit from higher interest rates and more money at the other end. Read More...
As businesses grow their digital footprint, the threat of cyberattacks rises with it. Small businesses are particularly vulnerable, as many simply don’t have the budget or expertise to protect themselves. Read More...
First Exchange Bank will be holding their Grand Opening of their new Pierpont Landing Office at 1000 Mid Atlantic Drive in the Morgantown area in the Pierpont Landing Center off Exit 7 of I-68 on Friday, October 21st, 2022. Read More...
First Exchange Bank is excited to announce that their Pierpont Landing Location at 1000 Mid Atlantic Drive in the Morgantown area at the Pierpont Landing Center off Exit 7 of I-68 is now open. Read More...
As a parent or guardian of a current or soon-to-be college student, you will face a lot of difficult financial decisions, and determining how you and your student can afford rising tuition and living costs can make for trying times. In this article, we’ll provide some tips and advice on how you can help your student navigate these financial choices while avoiding some common pitfalls that can create hurdles to their future success Read more...
Whether you are opening your first checking account or looking for a better checking account in North Central West Virginia, there are many options to consider when it comes to finding the best one for you with the right benefits to meet your needs. Read this article to learn about the different types of checking accounts available to you, so you can choose the right one to fit your lifestyle. Read more...
First Exchange Bank is excited to announce that they will be opening a new location in the Morgantown area at the Pierpont Landing Center right off exit 7 on I-68. Read more...
Developing a budgeting habit can help you gain control over your spending, improve peace of mind, and stay on track to meet your long-term financial goals. Keep reading to learn how to start a budget today! Read more...
If you aren’t sure which option to choose, this post is right for you. We’ll cover the basics of leasing and financing vehicles, the pros and cons of both, and the main factors you might consider to help you determine which one will work best for your unique needs and budget. Read more...
First Exchange Bank is excited to announce that their newly renovated office at 3051 University Ave in the Suncrest area of Morgantown is now open! This office replaced their pervious location at 3081 University Avenue.
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When you’re thinking about starting a business or opening a new location for an existing one, Morgantown is the place to be.
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With a little planning, you can pay off your debt faster than you imagine. At First Exchange Bank, your financial health is our top priority. We’ll show you the best way to pay off debt so that you can get back to enjoying life in North Central West Virginia. Read More...
First Exchange Bank is making a splash and donating $3,000 to the Mannington Hough Park Pool Project. Read More...
When was the last time you reviewed your finances? While it’s important to conduct a financial checkup whenever your life situation changes, it’s also good to get into the routine of reviewing your finances once a year. Read More...
First Exchange Bank is excited to announce they will be relocating their Morgantown office from 3081 University Avenue to a new, advanced banking facility just a few doors down at 3051 University Avenue in Morgantown. Read More...
Buying your first home is a wonderful milestone, but it can also feel daunting. That’s why we created this guide just for you. Read More...
Identity theft results in billions of dollars of financial loss each year. Unfortunately, what was already a big problem only got bigger. So, how can you avoid being one of this year’s identity theft victims? This article will explain the best things you can do now to prevent identity theft.
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Whether you are a young professional looking for a lower cost of living, a family looking for a slower pace of life, or a retiree in search of great healthcare and other amenities, Morgantown is a great place to call home. If you’re considering relocating to Morgantown in North Central West Virginia, this guide will help you navigate buying a house in Morgantown and other aspects of moving to Morgantown.
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When it comes to funding home projects, a line of credit may be a better choice than a lump sum loan. You may have seen home equity lines of credit and personal credit lines advertised, but how do you know which line of credit is the right choice for you? Compare a HELOC vs. a personal line of credit. Read more...
Are you considering refinancing your home mortgage? In this article, we'll help you weight the pros and cons of refinancing so you can decide if it's the right time for you. Read more...
If you're buying a home in West Virginia, you may want to apply for a mortgage now. But which mortgage type should you choose? Learn more about the differences between a variable and fixed-rate mortgage. Read more...
Also known as a construction to permanent loan, a single close construction loan is a convenient and cost-saving way to build a new home. Read more...
Applying for a business loan can be overwhelming. We broke the business loan application process down into four easy steps. Read on and get ready to apply. Read more...
From business online banking to remote deposit capture, First Exchange Bank can help your company adjust to an ever-changing business environment and allow you to focus on what your need to, your business. Read more...
First Exchange Bank Board of Directors Member Mark Mangano has been appointed by Governor Jim Justice to the West Virginia Board of Treasury Investments! Read more...
The Fed's changes to Regulation D impacting savings and money market account withdrawals will make your financial planning for the coming year easier. Read more...
Buying a home as a single woman? Whether you're a first-time homebuyer or planning an upgrade, this blog is helpful for anyone single and buying a home. Read more...
"A good story can take you on a fantastic journey." -Walt Disney Read more...
We are what we repeatedly do. Excellence, then is not an act, but a habit" -Aristotle Read more...
"Teamwork is the ability to work together toward a common vision. The ability to direct individual accomplishments toward organizational objectives. It is the fuel that allows common people to attain uncommon results." -Andrew Carnegie Read more...
White Hall, West Virginia- May 26, 2020- First Exchange Bank is pleased to announce the appointment of Kevin Rogers, Michael Seese, and Mark Mangano to its Board of Directors during 2020. Read more...
Are you looking to buy a home in West Virginia? Read more...
Fairmont- First Exchange Bank held its 25th annual Groundhog Day Breakfast Friday morning, welcoming leaders and officials from across the region to eat and network. Read more...
Bill Goettel, President, and CEO of First Exchange Bank, said it is coming up on the 25th anniversary of the bank's arrival in Fairmont, a day that has always been celebrated with a Groundhog Day Breakfast. Read more...
First Exchange Bank held a grand opening in White Hall to announce the new location of the bank. Read more...